Happy Halloween. The State Fair of Texas is over, so is the Red River Shoot Out between OU and UT, and hopefully all the rain is gone for a few days. I think Houston may have sunk below sea level last week from all the rain. I decided to try and get caught up with national news and I see everyone is still blabbing about the Obama Health Plan. It reminded me of Halloween – includes lots of hidden meaning in a costume or flashy mask and unknown treats.
I am not versed in the Obama plan, I just know that what I have heard so far is not all horrible and gory and includes options. Personally, I pay an outrageous amount of money every month (as do many of your employers) for insurance. The cost I pay is higher than what a very overweight smoking male counterpart would pay. Crazy!
But I’m not bitter, just want to be more educated about the health care issues. For years, I worked in law firms that represented wealthy insurance companies. I have often asked my employers why the government did not put controls on how insurance companies do business. A good example is simply paying your monthly premium, going to the doctor for a cold, and having to pay 80% of your visit any way because the insurance company decided they no longer cover the common cold in your State! Again, a bit of an exaggeration, but I wager a bet that most of us have experienced something similar with our own insurance. Although health care reform may not be the fix of all insurance dilemmas, it sure seems like a good start.
I see some downsides to the plan, as do many Republicans; but I also see some really good options and movement in the right direction. One downside is the potential for no more fault of the health care providers. Not good if you are a medical malpractice lawyer. Score 1 for the elephants. The other downside is the pressure it will put on small businesses, whom I have always been employed by. One more for the elephants. The upside is the ability for millions of people like me to afford decent insurance that will actually pay for something and is not a complete waste of money and time. A healthier America, is a better America, one that works. Score 1 for the Donkeys. I could go on all night, but I need to go polish my nails. I guess we will not know the affects until we give it a try. Kind of like Iraq and Afghanistan.
Okay, that was a low blow. In any event, I include two links with information to make you a more informed American. Hope all is well, and you stay far away from ghouls, ghosts and H1N1. Yikes!
The first link is actually the bullet points of Obama’s plan whether you have insurance or you do not. And for those whose companies are cutting back, you should read this, it might affect you later.
For all the women in your life, and yes, even if you are a guy you should care, here is an interesting article. Check it out, especially if you have ever been denied insurance coverage, including coverage for certain things, like maternity coverage, or you have no insurance coverage.